Posted on December 1, 2015

Christmas Shopping with Osper

Review

For a while now Boo has had a set pocket money each month and I was always so terrible at having money around to give her. She’d often end up with an IOU so when we discovered Osper I was really over the moon as it meant I could just set up a pocket money allowance each month. I don’t even have to think about it, I get a text message to tell me when it has been taken off my card and Boo can easily check her balance using the Osper App and she knows exactly when her allowance is coming too.

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It’s very simple to get started with Osper, you just create a parent account and order a card for your child and then within a few days the cards is delivered, you just need to register it and your are ready to go.

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Osper recently sent Boo £50 onto her Osper balance and challenged her to get all her Christmas shopping using her Osper card. She has loved this challenge, she’s been shopping online and on the high street using her Osper card and has managed to buy presents for Daddy, Bugs, Lero and a few of her friends too. She feels so grown up being able to use a card herself! The Osper card can be used anywhere that accepts MasterCard debit cards.

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She asked me to transfer some of her birthday money to her card and has used that to treat herself to a Club Penguin membership and some goodies from Amazon. I love being able to give her the freedom and responsibility to do this but I do also keep a close eye on her account via the App on my phone.

Osper has made our lives so much easier and Boo will continue to use it indefinitely. Osper costs £12 per year but the first three months are free. There are no hidden charges with Osper, no overdraft or credit it is simply a prepaid debit card. You can also get a £5 top up when you use this link https://osper.com/m/r/uec19613/s so what are you waiting for? If you have a child age 8+ then you need Osper in your lives :O)

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15 Comments

  • Reply Charly Dove December 11, 2015 at 3:06 pm

    This sounds great, brilliant idea. How fantastic for Boo to do the challenge too – I can imagine she loved that. Must have a look at this for when POD is bigger 🙂

  • Reply Amanda December 10, 2015 at 9:08 am

    We have an isomer account too, and it works brilliantly. It came just at the right time for us, as I’d be struggling with how to give Nia more freedom with money. This feels such a safe way to do it!

  • Reply Emma December 8, 2015 at 10:34 am

    I was only thinking last night that a card like tis would be great for Zak for Christmas. I am signing up now. xx

  • Reply Mari December 7, 2015 at 9:07 pm

    Something to keep in mind for the future, my twins are 7 and aren’t quite ready yet, good old cash for the moment so they learn to count and spend consciously.

  • Reply oana79 December 6, 2015 at 9:06 pm

    Two years to go for us, can’t wait for Emma to be able to access this service! I hope she will learn to save with it, rather than spend, such an important life skill!xx

  • Reply Nell@PigeonPairandMe.com December 6, 2015 at 8:09 pm

    What a great idea. My two (even the three-year old!) are starting to want to spend their own money more and more, so I’ll bear this in mind for when they’re a little bit older.

  • Reply Ickle Pickle December 6, 2015 at 6:22 pm

    I haven’t heard of this but it looks great. My older children would love it. Kaz x

  • Reply Jo Hutchinson December 5, 2015 at 9:44 pm

    This is a very clever idea, especially for when you don’t have any cash on you., thank you for the review.

  • Reply Michelle Twin Mum December 4, 2015 at 10:44 am

    I think anything that gets kids thinking about where money comes form and how much things cost is fabulous. Mich x

  • Reply Ness @ JibberJabberUK December 3, 2015 at 12:07 pm

    What a brilliant idea! I’m going to talk to my husband about this for my 10 year old.

  • Reply Jen December 3, 2015 at 11:11 am

    Something for me to think about. I am not yet at this sate with the boys. Mini is a spender and Maxi a saver

  • Reply Cass@frugalfamily December 3, 2015 at 8:59 am

    We#ve been trying Osper too and it’s great – the app is a great selling point for me x

  • Reply Kizzy December 3, 2015 at 6:47 am

    Interesting idea, I’ve been thinking of setting up bank accounts for my three but this may be easier for a start.

  • Reply Sarah Ebner December 2, 2015 at 12:19 pm

    We use Osper too – and I find it’s hassle free and a good way for the kids to save.

  • Reply Erica Price December 2, 2015 at 10:24 am

    I love the idea of children being able to manage their own money like that. Teaches valuable skills I think.

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